Wednesday, December 1, 2010
Wednesday, September 22, 2010
Thursday, September 9, 2010
Tuesday, August 31, 2010
Thursday, August 19, 2010
30 Year Fixed 3.875%
Mortgage loan interest rates as low as 3.875%. Kentucky Housing Corporation lowered their rates yesterday! Amazing! Buying a home is more affordable the ever before! Julie Moore, Betty Seay Realty 502-349-0051
Wednesday, August 18, 2010
Tuesday, August 17, 2010
Why use a Realtor?
Realtors® have invaluable experience and expertise - it's their job!Realtors have the knowledge and experience it takes to sell homes - after all it's what they do. It comes from years of service in real estate and hundreds of homes bought and sold. Realtors are familiar with trends in your area, what's hot, what sells, what buyers want and what it takes to make the sale of a home quick and seamless. Julie Moore Betty Seay Realty 502-349-0051
Tuesday, August 10, 2010
Retirement planning anyone?
Mortgage Rates are awesome. Anyone ready to start buying investment properties??? We have several great places that will cash flow!!! Best investment that you can make for your retirement!!! Julie Moore Betty Seay Realty 502-349-0051
Wednesday, July 28, 2010
Wednesday, July 21, 2010
Monday, July 19, 2010
Now is a good time to buy. Here's why!!!
The Market is Strong
Interest rates are historically low, inventory is abundant and prices are stable.
“All Real Estate is Local”
Market conditions being reported nationally do not necessarily reflect the real estate market in your local community, neighborhood or street. Speak to a REALTOR® who truly knows your local market.
Building Wealth
Owning a home not only provides you with shelter, but it is one of the best ways to build wealth. In addition to the tax benefits, real estate has delivered the most consistent positive return over any long-term investment during the last 40 years.
Timing
The right time to buy (or sell) is when it is right for you. Trying to time the market is extremely difficult as the only way to know the market has hit bottom is when prices are on their way back up.
Qualified Buyers
Underwriting requirements for loans have been tightened; as a result, buyers who are now in the market are more qualified. This means sellers can feel more confident that their sale is going to close.
Did You Know…Mortgage rates are at historic lows, remaining at or below 6%, and well below their all-time highs of over 18% in the 1980s.The rate of return on a housing investment dramatically increases the longer it is held (Harvard University Joint Center of Housing Studies).The median net wealth of a renter household is $4,800, while the median net wealth of a homeowner household is $171,700. (Federal Reserve Survey of Consumer Finances)
Call today Julie Moore, Betty Seay Realty 502-349-0051
Interest rates are historically low, inventory is abundant and prices are stable.
“All Real Estate is Local”
Market conditions being reported nationally do not necessarily reflect the real estate market in your local community, neighborhood or street. Speak to a REALTOR® who truly knows your local market.
Building Wealth
Owning a home not only provides you with shelter, but it is one of the best ways to build wealth. In addition to the tax benefits, real estate has delivered the most consistent positive return over any long-term investment during the last 40 years.
Timing
The right time to buy (or sell) is when it is right for you. Trying to time the market is extremely difficult as the only way to know the market has hit bottom is when prices are on their way back up.
Qualified Buyers
Underwriting requirements for loans have been tightened; as a result, buyers who are now in the market are more qualified. This means sellers can feel more confident that their sale is going to close.
Did You Know…Mortgage rates are at historic lows, remaining at or below 6%, and well below their all-time highs of over 18% in the 1980s.The rate of return on a housing investment dramatically increases the longer it is held (Harvard University Joint Center of Housing Studies).The median net wealth of a renter household is $4,800, while the median net wealth of a homeowner household is $171,700. (Federal Reserve Survey of Consumer Finances)
Call today Julie Moore, Betty Seay Realty 502-349-0051
Thursday, July 8, 2010
Wednesday, July 7, 2010
iPhone users! This is awesome!!!
Hey iPhone users check this out! Julie Moore 502-349-0051 Betty Seay Realty
Get the REALTOR.com® Real Estate Search iPhone Application here!
Not only can you instantly access over 4 million homes for sale with the touch of a button, whether you aredriving or walking through a neighborhood, you can also see:
· Homes for sale nearby your current location with your GPS enabled iPhone
· Open house times, dates and locations
· Homes for sale on a map, even the neighborhood you're standing in, instantly
· Multiple photos, property details and pricing on nearly any home for sale
· More homes for sale than any other real estate site in America
· Information you can trust - because it's the official listing site of the National Association of REALTORS®
Plus, REALTOR.com® is the only site that regularly updates home sales data throughout the day. So if a homecomes on the market today or if a price is reduced, you'll see it before anyone else.
Get the REALTOR.com® Real Estate Search iPhone Application here!
Not only can you instantly access over 4 million homes for sale with the touch of a button, whether you aredriving or walking through a neighborhood, you can also see:
· Homes for sale nearby your current location with your GPS enabled iPhone
· Open house times, dates and locations
· Homes for sale on a map, even the neighborhood you're standing in, instantly
· Multiple photos, property details and pricing on nearly any home for sale
· More homes for sale than any other real estate site in America
· Information you can trust - because it's the official listing site of the National Association of REALTORS®
Plus, REALTOR.com® is the only site that regularly updates home sales data throughout the day. So if a homecomes on the market today or if a price is reduced, you'll see it before anyone else.
Wednesday, June 30, 2010
Closing period for Tax Credit extended.
From House Rep. Frank Kravotil's site:
Today, the House of Representatives passed an extension of the $8,000 homebuyer tax credit for first time homebuyers. The extension was set to expire at the end of June. The extension, sponsored by Rep. Frank Kratovil and his colleagues Rep. Travis Childers (D-MS) and Kathy Dahlkemper (D-PA), will extend the credit until October 1, 2010.“The first time home buyer tax credit is working to revitalize the housing industry, a major indicator of the overall strength of the economy,” said Rep. Frank Kratovil. “However, more than 2,000 Marylanders who have already signed a contract to purchase a new home are having their closings delayed through no fault of their own. This common sense legislation will ensure that these individuals receive the tax credit that they rightfully deserve. Extending this tax credit will not only boost our economic recovery and support our housing market, but it is also the right thing to do.”The bill extends the credit for all homebuyers with a binding contract as of April 30, 2010 so that they are afforded more time to close the sale and still benefit from the credit.In late September Reps. Frank Kratovil (D-MD) and Travis Childers (D-MS) introduced a bill, The Tax Credit Extension for Homebuyers with a Loss Deduction Incentive Act (H.R. 3640), to extend the first time home buyer tax credit. A similar home buyer tax credit extension was eventually signed into law on November 6, 2009.
From the NAR:
Timely action is essential. Only one more day of eligibility remains for the credit. Despite the urgency, as many as 75,000 buyers and sellers still await bank approval of short sales or must cope with delays caused by third parties with responsibility for closing the transaction. Those selling properties damaged in natural disasters also are experiencing significant delays as they repair and restore homes that were under contract.
Extending the closing date from June 30 to September 30 is a pro-consumer relief provision that will also benefit many communities. It assures the fair treatment of purchasers who have followed the rules and done their part to assure that the sale goes through. Congress must assure that those who have met the eligibility requirements for the credit and done all within their power to satisfy the timing requirements will not have to forfeit the credit because of events and challenges outside their control.
The Senate must vote on the bill now. Senate Majority Leader Harry Reid should be on a mission to get this pushed through the process. If you're one of the folks who need this deadline extended...get on the horn with your Senator and make sure this bill gets passed ASAP. (ugh I hope there isn't any bacon attached!)
Julie Moore 502-349-0051
Today, the House of Representatives passed an extension of the $8,000 homebuyer tax credit for first time homebuyers. The extension was set to expire at the end of June. The extension, sponsored by Rep. Frank Kratovil and his colleagues Rep. Travis Childers (D-MS) and Kathy Dahlkemper (D-PA), will extend the credit until October 1, 2010.“The first time home buyer tax credit is working to revitalize the housing industry, a major indicator of the overall strength of the economy,” said Rep. Frank Kratovil. “However, more than 2,000 Marylanders who have already signed a contract to purchase a new home are having their closings delayed through no fault of their own. This common sense legislation will ensure that these individuals receive the tax credit that they rightfully deserve. Extending this tax credit will not only boost our economic recovery and support our housing market, but it is also the right thing to do.”The bill extends the credit for all homebuyers with a binding contract as of April 30, 2010 so that they are afforded more time to close the sale and still benefit from the credit.In late September Reps. Frank Kratovil (D-MD) and Travis Childers (D-MS) introduced a bill, The Tax Credit Extension for Homebuyers with a Loss Deduction Incentive Act (H.R. 3640), to extend the first time home buyer tax credit. A similar home buyer tax credit extension was eventually signed into law on November 6, 2009.
From the NAR:
Timely action is essential. Only one more day of eligibility remains for the credit. Despite the urgency, as many as 75,000 buyers and sellers still await bank approval of short sales or must cope with delays caused by third parties with responsibility for closing the transaction. Those selling properties damaged in natural disasters also are experiencing significant delays as they repair and restore homes that were under contract.
Extending the closing date from June 30 to September 30 is a pro-consumer relief provision that will also benefit many communities. It assures the fair treatment of purchasers who have followed the rules and done their part to assure that the sale goes through. Congress must assure that those who have met the eligibility requirements for the credit and done all within their power to satisfy the timing requirements will not have to forfeit the credit because of events and challenges outside their control.
The Senate must vote on the bill now. Senate Majority Leader Harry Reid should be on a mission to get this pushed through the process. If you're one of the folks who need this deadline extended...get on the horn with your Senator and make sure this bill gets passed ASAP. (ugh I hope there isn't any bacon attached!)
Julie Moore 502-349-0051
Thursday, June 24, 2010
Wednesday, June 16, 2010
Monday, June 14, 2010
Thursday, June 10, 2010
Wednesday, June 9, 2010
Thursday, June 3, 2010
Wednesday, June 2, 2010
Attention Buyers!
Is all the talk about tax credits, grants, foreclosures, and the current state of the market making your head spine? You are not alone!!! Many buyers have expressed the feeling of being overwhelmed with information. The Seay Team will make your path to home ownership easier and guide you through the sometime challenging maze of home purchasing. We offer step by step service to our buyers from finding a loan and down payment assistance to closing and beyond. We pride ourselves on being educated and informed.
Take a look at the client note that I received this morning:
“I just wanted to thank you all for your help during the home searching and buying process. I also wanted to let you know that so far, we absolutely love the house. It's everything we expected and then some. I will recommend your staff to anybody I know that is in the market.”
Call, Text, FB me today, Julie Moore, Betty Seay Realty 502-349-0051.
Take a look at the client note that I received this morning:
“I just wanted to thank you all for your help during the home searching and buying process. I also wanted to let you know that so far, we absolutely love the house. It's everything we expected and then some. I will recommend your staff to anybody I know that is in the market.”
Call, Text, FB me today, Julie Moore, Betty Seay Realty 502-349-0051.
Monday, May 24, 2010
Weekly Foreclosure Email
Sign Up for a weekly foreclosure listing email. No junk mail just the property information! Email me at bettyseayteam@bellsouth.net to sign up today! Great Value, Updated Weekly! Julie Moore, Betty Seay Realty 502-349-0051
Thursday, May 20, 2010
Great Rates, Great Time to Buy!
Attention buyers. Rates took another dive today!!! 4.75% 30 year fixed. Call today. Julie Moore, Betty Seay Realty 502-349-0051
Tuesday, March 16, 2010
Monday, March 8, 2010
Green Tips from Edward!
Energy Efficiency Tip:
Only about 20% of home built before 1980 are properly insulated. You can increase the comfort of your home while reducing your heating and cooling needs up to 10% by investing in proper insulation and sealing air leaks.
Thursday, February 18, 2010
Foreclosure Rate Dips on January
Foreclosure Rate Dips in January U.S. foreclosures declined 10 percent in January compared to December, but were still up 15 percent year over year, foreclosure marketer RealtyTrac reported Thursday.RealtyTrac CEO James Saccacio predicted an increase on the horizon: “January foreclosure numbers are exhibiting a pattern very similar to a year ago: a double-digit percentage jump in December foreclosure activity followed by a 10 percent drop in January, then a surge in foreclosures over the next few months.”States with the top 10 foreclosure rates are: 1. Nevada 2. Arizona 3. California 4. Florida 5. Utah 6. Idaho 7. Michigan 8. Illinois 9. Oregon 10. GeorgiaSix states account for nearly 60 percent of the national total: California, Florida, Arizona, Illinois and Michigan.
Friday, January 29, 2010
Thursday, January 21, 2010
Kentucky Housing Interest Rate All Time Low!
FRANKFORT, Ky. (Jan. 6, 2010)—Gov. Steve Beshear today announced that Kentucky Housing Corporation (KHC) will begin offering the lowest interest rates in its history thanks to President Obama’s Homeowner Affordability and Stability Plan.
“With housing industry troubles leading nearly every newscast and topping nearly every paper for the last year, it’s rare to find a positive point to focus on,” said Gov. Beshear. “Kentucky Housing Corporation is now offering positive housing news for Kentuckians.”
KHC’s rate for government loans (Federal Housing Administration, Veterans Administration and Rural Housing Service) are currently at 4.375 percent. Applicants with a 700 or better credit score who are not using KHC down payment assistance can receive a 4.125 percent rate. These are the lowest rates that KHC has ever offered, and they plan to help as many Kentuckians as possible achieve homeownership. KHC has a stated goal of helping 3,500 first-time home buyers and second-time home buyers in targeted counties acquire homes in 2010.
“KHC consistently works to help homeowners find ways to work through whatever barriers they face in acquiring a home,” said Richard L. McQuady, chief executive officer of KHC. “The federal government’s new Homeowner Affordability and Stability Plan will enable us to provide low-rate mortgages to help many more families.”
The Homeowner Affordability and Stability Plan, created by the Obama administration, is designed to stimulate and stabilize the U.S. housing market. The plan lowers the borrowing costs of housing finance agencies (HFAs) across the country, who in turn can offer very low mortgage rates to home buyers through KHC-approved lenders.
The new bond purchase program supports new lending by HFAs, which means HFAs can sell bonds easier, and get cash from the bonds they already have, thereby creating more funds to support home-mortgage loans. The Obama administration worked with the National Council for State Housing Agencies (NCSHA), the U.S. Treasury, Freddie Mac, and Fannie Mae to create the new bond purchase program, which was finalized in November 2009.
“Without the initiative started by President Obama, and the hard work from NCSHA, the U.S. Treasury, Freddie Mac, and Fannie Mae in creating a solid and sustainable plan, these rates would not be possible,” said Gov. Beshear. “We are grateful that the funds provided through this initiative will allow thousands of residents across the state to have a home of their own.”
Amazing!!! Call The Betty Seay Team 502-349-0051
“With housing industry troubles leading nearly every newscast and topping nearly every paper for the last year, it’s rare to find a positive point to focus on,” said Gov. Beshear. “Kentucky Housing Corporation is now offering positive housing news for Kentuckians.”
KHC’s rate for government loans (Federal Housing Administration, Veterans Administration and Rural Housing Service) are currently at 4.375 percent. Applicants with a 700 or better credit score who are not using KHC down payment assistance can receive a 4.125 percent rate. These are the lowest rates that KHC has ever offered, and they plan to help as many Kentuckians as possible achieve homeownership. KHC has a stated goal of helping 3,500 first-time home buyers and second-time home buyers in targeted counties acquire homes in 2010.
“KHC consistently works to help homeowners find ways to work through whatever barriers they face in acquiring a home,” said Richard L. McQuady, chief executive officer of KHC. “The federal government’s new Homeowner Affordability and Stability Plan will enable us to provide low-rate mortgages to help many more families.”
The Homeowner Affordability and Stability Plan, created by the Obama administration, is designed to stimulate and stabilize the U.S. housing market. The plan lowers the borrowing costs of housing finance agencies (HFAs) across the country, who in turn can offer very low mortgage rates to home buyers through KHC-approved lenders.
The new bond purchase program supports new lending by HFAs, which means HFAs can sell bonds easier, and get cash from the bonds they already have, thereby creating more funds to support home-mortgage loans. The Obama administration worked with the National Council for State Housing Agencies (NCSHA), the U.S. Treasury, Freddie Mac, and Fannie Mae to create the new bond purchase program, which was finalized in November 2009.
“Without the initiative started by President Obama, and the hard work from NCSHA, the U.S. Treasury, Freddie Mac, and Fannie Mae in creating a solid and sustainable plan, these rates would not be possible,” said Gov. Beshear. “We are grateful that the funds provided through this initiative will allow thousands of residents across the state to have a home of their own.”
Amazing!!! Call The Betty Seay Team 502-349-0051
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